How to Find the Best Auto Insurance Quotes

Auto insurance can be one of the most expensive monthly bills you have to pay. But before you go to an auto insurance company's site, you should compare prices from several auto insurance companies.

Here are the advantages of getting multiple quotes

• You will know the average price
• You are not forced to accept one quote from one insurance company
• You can multiple quotes for several different types of insurance plans

There are many sites that offer fast auto insurance quotes. However, you have to make sure you go to the right site. Some of these sites are actually owned by a specific insurance company and they pretend to be neutral. The five sites listed below are neutral fast insurance quote sites that have no vested interest in any one insurance company.

1. Netquote - One of the biggest fast auto insurance quote sites out there. This site has its own auto insurance section and can provide you quotes from most of the top auto insurance providers.
2. Insweb - A smaller fast insurance quote site. Insweb offers you quotes from most of the major auto insurers.
3. Edmunds - The comparison car site also offers fast auto insurance quotes. This is a good site if you are considering buying a new or used car and want to know the auto insurance cost for a specific car model.
4. Discount-Car-Auto-Insurance - A smaller site that features quotes from many auto insurance companies, including some smaller auto insurance providers.
5. 2insure4less - A great site with one of the fastest fill-in forms. If you are looking to get a couple of quick quotes, this is a great site to use.

Many auto insurance sites like Geico and Progressive will also show you the rates of competing auto insurance providers. And sometimes these sites will show the quote even if it is cheaper. I do not believe that these sites would fake or try to hold back any lower quotes. However, you have to realize that these companies offer these competing quotes so they can get you on their "leads" list. So if you do get your competitive quotes from Geico or Progressive, you have to be prepared for these companies to call, e-mail and follow-up on your visit.

You should only consider going to the individual insurance sites after you have narrowed down your list of auto insurance providers.

Now that you have five quotes from auto insurance providers, it is time to narrow down your list. You should not instantly go for the cheapest quote. The first thing you should do is research each auto company's customer satisfaction and complaints at online forums and consumer websites. Among the things you should check for.

• Do they offer artificially low rates and then jack up the rate a year down the road?
• Are they quick with paying claims?
• Do they pay a fair price for repairs or for a new vehicle?
• Are they reliable with providing a rental car?
• How reliable is their claims and customer service hotline?
• Is the company known for excessively denying claims to its customers?